No policy for disability: Health cover denial sparks mother's advocacy for autistic son

Om, a Bengaluru-based autistic child was denied health cover for his pneumonia treatment owing to his developmental condition. His case sheds light on how Indian insurance companies are breaching IRDAI regulations by refusing coverage or denying claims of individuals living with neurodivergent conditions

Like Om, many children with developmental disabilities continue to bear the brunt of unfair insurance policies

Geetha VM’s son Om, was 10 when he was diagnosed with pneumonia in February 2020. To avail medical treatment, the Bengaluru boy was hospitalised and his family was promised insurance coverage by Care Health (formerly Religare) Insurance company. 

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