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Understand Why You Need Road Assistance Cover in Your Car Insurance

Updated on: 27 October,2023 04:56 PM IST  |  MUMBAI
BrandMedia | brandmedia@mid-day.com

In a world where life's unexpected hiccups can throw a wrench into your plans, having the right protection is like having a guardian angel on wheels.

Understand Why You Need Road Assistance Cover in Your Car Insurance

CAR INSURANCE

 


 


 


Picture this, you are cruising down the road, wind in your hair, music on the stereo, and your daily worries momentarily forgotten. But then, out of nowhere, your car decides it has had enough and breaks down. It's a scenario that can happen to anyone anytime and anywhere. This is where the importance of roadside assistance cover in your car insurance becomes clear.

Roadside assistance is that guardian angel ready to swoop and rescue you from unexpected breakdowns and inconveniences. This add-on feature of car insurance ensures you get instant help from a mechanic arranged by the insurer. Roadside assistance is a 24/7 service.

Here we will take a closer look at the pivotal role of roadside assistance in your car insurance and explore how it can be a game changer in moments of crisis. So, let's buckle up and see why roadside assistance cover is an indispensable part of your car insurance policy.

Minor repairs 

One of the invaluable benefits of having roadside assistance as part of car insurance is the provision for minor repairs. Consider this scenario, you are on the road, and your car suddenly starts acting out. It could be something as minor as a blown fuse, a dead battery, or a loose wire. In such situations, a trained technician will arrive at the scene to diagnose and fix the issue. This means you don't have to fret over these relatively small glitches that can be rectified on the spot. It's a convenience that not only saves you time but also ensures that your journey is not disrupted for longer than necessary.

Flat tyre

A flat tyre can be an inconvenience, especially if you are not well-versed in changing one yourself. This can happen because of various reasons including puncture from sharp objects, damage to the tyre’s sidewall, or gradual air leakage. It often happens when you least expect it and can cause frustration. However, with roadside assistance cover, you have a dependable solution at your disposal.  Your insurance company will dispatch a mechanic to your location to replace the flat tyre with the spare one you have.  This gets you back on the road swiftly and with minimal stress.

Breakdown support over the phone

Sometimes the issue with your car may be minor and you might not even realise it. Here's where the importance of breakdown support over the phone comes into play.  Roadside assistance ensures that you can connect with trained mechanics over the phone. They will guide you through the troubleshooting process, offer emergency solutions, and coordinate assistance, such as towing or connecting you with local mechanics. This service offers peace of mind, particularly for those who have limited mechanical knowledge. This service is available 24/7, ensuring accessibility during emergencies and making it a reassuring safety net for drivers facing unexpected breakdowns. This feature not only saves you time but also enhances your car's reliability.

Towing due to breakdown

While minor issues can often be resolved on the spot, there are times when a breakdown is more severe and immediate repair is not possible. In such cases, roadside assistance includes the provision for towing your vehicle to the nearest garage or service centre. This is a lifeline when your car needs more extensive repair or when you find yourself stranded in an unfamiliar location. It ensures that your car is taken care of, giving you peace of mind even in situations when immediate assistance isn't feasible. This service is especially valuable in situations where your vehicle poses a hazard or when the breakdown occurs in a remote or unsafe location.

Alternative transport support

When your vehicle becomes inoperable due to a breakdown, accident, or other covered incident, roadside assistance often provides alternative transport support. This may include a rental car or reimbursement for public transportation costs. This service is particularly valuable when your vehicle requires extensive repair that may take days or even weeks.

Alternative transport support ensures continuity of mobility, minimizes disruptions to daily routines, and offers a convenient and cost-cover solution during the period when the primary vehicle is undergoing repairs.  

Conclusion

In car insurance, having roadside assistance coverage isn't a mere luxury it's a necessity. It's a reliable companion on your journey, providing peace of mind knowing that help is just a phone call away in case of a breakdown. From minor repairs and flat tyres to more complex issues, roadside assistance is your safety net on the road. When considering car insurance options, remember that this cover can make a significant difference in keeping you safe, mobile, and stress-free, no matter where your journey takes you.

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